FAQ

Name: Jade Car Loans
Brand: Car Loans - Cheap Car Finance From 6.94%* | JADE
Rating: 4.95 (1378 reviews)

Below are a few frequently asked questions that may help you when choosing a loan that's right for you.

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FAQs around Using a Car Finance Broker

No. A request for a quote on a vehicle loan – personal or business – is not considered an obligation to proceed with a loan deal. There are several stages of the loan application process and it is not until you agree to proceed to finalisation and sign the contract that you are committed.

In working with Jade as your broker, we can investigate different loan options for you by sourcing various quotes, if required, for you to consider. At each stage of the loan application process, your Jade consultant will explain the steps and the details to ensure you fully understand each aspect of the process.
Both businesses and individuals can use our finance broker services. Jade does not have restrictions on who can access our motor vehicle loan services and often it is those that consider they may not be eligible for broker services that can benefit the most.

Those with credit issues, start-up businesses, individuals with bad credit and businesses with insufficient documentation to meet the requirements of the major banks can realise the benefits of our access to a range of non-bank lenders that are more flexible.

Banks in particular can have stricter guidelines and requirements around loans. If applicants do not meet those requirements, they may not be made an offer. By using Jade we can access lenders that will meet the requirements of your application.

As a broker, Jade is accredited with over 40 individual lenders. Our lending panel includes the major Australian banks, well known finance companies and non-bank lenders.

With this vast source of lender options, we have more choices to get better motor loans for our customers. Our consultants have expert negotiating skills and as a company, we have significant bargaining power courtesy of the large amount of business we write in the motor vehicle lending sector.
A finance broker is an individual or company that is licensed as a credit provider through ASIC and as such has the authority to source finance and loans on behalf of customers. A broker usually operates as their own business, such as in the case of Jade. A broker finance deals by canvassing their lending panel to source the best loan offers suited to their customers.

Finance brokers are accredited with banks and non-bank lenders which gives them the authority to source loans from those lenders for their customers. Jade is accredited by many lenders. Some non-bank lenders only operate through brokers and not directly with the public.

As your finance broker, Jade will source you a loan, process your application, structure your finances and handle the paperwork to save you time and money.

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How we have helped Australians like you

      EXCELLENT  
   Based on 1378 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Alessio Mosticone 
 
 
 
 Trustindex verifies that the original source of the review is Google. I recently organised equipment finance through Jade Finance and had the pleasure of dealing with Barry throughout the entire process. From start to finish, he made everything incredibly easy and stress-free, keeping me informed every step of the way.

What really stood out to me was Barry’s genuine commitment to getting me the best possible deal. It’s clear that he truly cares about his clients and goes above and beyond to achieve the best outcome for them. Having someone you can trust who genuinely has your best interests at heart makes the whole experience so much more comfortable and reassuring.

I’m honestly so impressed with everything Barry has done for me and couldn’t be happier with the service I received. I would highly recommend Barry to anyone looking for finance. An absolute pleasure to deal with!
  
 
      Posted on Google  
   
   Kyle Best 
 
 
 
 Trustindex verifies that the original source of the review is Google. Great to deal with , find you the best possible rate , fast and efficient service would highly recommend
  
 
      Posted on Google  
   
   Mark Jackson 
 
 
 
 Trustindex verifies that the original source of the review is Google. Really good to work with thanks heaps
  
 
      Posted on Google  
   
   Allan Bryant 
 
 
 
 Trustindex verifies that the original source of the review is Google. Like was great help even after a few sticky situations with the seller. Will do business again with him 👌🏽
  
 
      Posted on Google  
   
   Stephan Graham 
 
 
 
 Trustindex verifies that the original source of the review is Google. Such a helpful service and Skye made the application process easy to understand, with freedom to choose a product which was right for me with financing my new car. Thankyou Skye @ Jade finance 😃
  
 
      Posted on Google  
   
   Treyden Brotherton 
 
 
 
 Trustindex verifies that the original source of the review is Google. Really great first experience, hassle free and consistent communication. Ethan was also extremely nice and helpful
  
 
      Posted on Google  
   
   Thomas Shaun 
 
 
 
 Trustindex verifies that the original source of the review is Google. Amazing service. Spoke with a few brokers all were not willing to have a go. I was pleasantly surprised when Ethan gave it a go and got the result we wanted. Very impressed and great communication would highly recommend. Pleasure to work with
  
 
      Posted on Google  
   
   Shaun O'Toole 
 
 
 
 Trustindex verifies that the original source of the review is Google. Thomas Koenig was first class in his efforts for me.I enquired on the Monday and by Friday I picked up my new boat!! He is a credit to the company and highly recommended. Communication was excellent alsoThanks again.