FAQ

Below are a few frequently asked questions that may help you when choosing a loan that's right for you.

Car Loan Calculator FAQs

  • No. The calculator is not a loan application form. It is a general calculation tool to use in planning your vehicle purchase. It is to be used only to generate rough estimates on loan repayments. The repayment estimate that you receive on the calculator is not an offer of a loan in any way nor is it any indication that an application has been lodged by you.

    You can use the calculator, free of charge, to calculate rough estimates on repayments on any number of cars you like. By using our calculator, there is no obligation on your part to continue applying for a loan.

  • We show different rates for personal loans and business vehicle loans.

    If you are considering a personal automotive loan, enter the rate for personal vehicle loans, not the comparison rate. For business finance, enter the rate we are advertising for business loans. This is an estimate and the rate you are offered may be that rate or higher than the advertised rate from Jade.

    The loan interest rates advertised by Jade will vary at different times in response to the finance lending markets.

  • No. Using the Jade Car Loans calculator is not in any way an application for a loan. It is no indication that your loan application has been approved. The result that the calculator displays is not in any way a loan offer. The calculator is a very useful resource to assist you in receiving an indication only of what your loan may look like. It can be used to assist in planning your loan structure.

    The calculator is a general calculation device which anyone can use. To apply for an auto loan you will need to speak with one of our consultants and provide the information and details pertaining to the official loan application form.

  • The Jade Finance repayment calculator is a general calculation device. It is structured to formulate a figure (the repayment) based on the data that is input and the mathematical formulae in regard to compound interest.

    The result is based purely on the interest rate, loan amount and loan term entered. The device does not have the functionality to predict the exact interest rate that you will be offered or what specific fees and charges your individual lender will apply to your loan.

    Therefore, we provide the service to access an estimate to use in your planning and not to be taken as a specific loan quote. For a quick quote based on your specific applications, please call Jade 1300 000 003.

How we have helped Australians like you

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You can easily obtain a cost-free car finance quote by reaching out to us via phone or utilising our user-friendly online quote form.