Car Loan Calculator

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Loan Repayment Calculator & Schedule

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Amortization Schedule

Please remember: When using this tool the calculation does not represent or indicate any offer for a loan quote or approval. The amount you put in for the financed amount will not account for any additional fees that banks and lenders do charge sometimes. Remember to allow extra in the amount finance for any options you might need like comprehensive insurance, extended warranty or on road costs etc.

This is not a prediction rather a model. The calculator provides only an estimate of amounts and payment periods, the real repayments may be higher or lower.

Please note this calculator does not allow for interest only loans. The calculation is only for loans where your regular loan or lease repayment where it includes both interest and the gradual repayment of the amount borrowed.

It calculates interest by compounding on the same monthly basis over the term you select.

Please talk to our commercial specialist in looking to an accurate interest rate and loan repayment suited to your own individual business requirements.

Car Loan Calculator FAQs

We have worked hard to provide an extremely easy to use car loan calculator with a full and comprehensive explanation of details around its use. But we appreciate that some people will still have questions that they want answered about using the calculator and the repayment estimates it delivers. These FAQs will hopefully answer some of those queries and if you need more information, please reach out to us for an obligation-free conversation.

  • The Jade Finance repayment calculator is a general calculation device. It is structured to formulate a figure (the repayment) based on the data that is input and the mathematical formulae in regard to compound interest.

    The result is based purely on the interest rate, loan amount and loan term entered. The device does not have the functionality to predict the exact interest rate that you will be offered or what specific fees and charges your individual lender will apply to your loan.

    Therefore, we provide the service to access an estimate to use in your planning and not to be taken as a specific loan quote. For a quick quote based on your specific applications, please call Jade 1300 000 003.

  • No. Using the Jade Car Loans calculator is not in any way an application for a loan. It is no indication that your loan application has been approved. The result that the calculator displays is not in any way a loan offer. The calculator is a very useful resource to assist you in receiving an indication only of what your loan may look like. It can be used to assist in planning your loan structure.

    The calculator is a general calculation device which anyone can use. To apply for an auto loan you will need to speak with one of our consultants and provide the information and details pertaining to the official loan application form.

  • We show different rates for personal loans and business vehicle loans.

    If you are considering a personal automotive loan, enter the rate for personal vehicle loans, not the comparison rate. For business finance, enter the rate we are advertising for business loans. This is an estimate and the rate you are offered may be that rate or higher than the advertised rate from Jade.

    The loan interest rates advertised by Jade will vary at different times in response to the finance lending markets.

  • No. The calculator is not a loan application form. It is a general calculation tool to use in planning your vehicle purchase. It is to be used only to generate rough estimates on loan repayments. The repayment estimate that you receive on the calculator is not an offer of a loan in any way nor is it any indication that an application has been lodged by you.

    You can use the calculator, free of charge, to calculate rough estimates on repayments on any number of cars you like. By using our calculator, there is no obligation on your part to continue applying for a loan.

How we have helped Australians like you

Josh
Josh
After struggling with other brokers to get finance for a new Ute I spoke with Josh Gray at Jade finance who was able to secure it for me in less than a week. He was even able to negotiate a better interest rate for me than what was originally quoted. Couldn’t recommend enough.
Jaz W
Jaz W
Huge shout out to Scott Clapham! From start to finish, you can't fault him. He is quick, thorough and explains everything properly. The ease of the process was fantastic and I never had a chance to follow up on how anything was going because Scott would call me first with any updates. Got my loan across the line with speed and ease and a much better rate than I was offered anywhere else. Thank you very much for all your help, we will be picking up our camper trailer in the next few days!
Shelley Millen
Shelley Millen
Daine was prompt and professional and made the process seamless and uncomplicated. I would highly recommend Daine, Richard and the Team at Jade Finance for any of your Personal finance needs. Sincerest thanks from our family.
Chargedauto1
Chargedauto1
Josh was great to deal with, understood what I wanted and my particular situation. Found a suitable deal which met my requirements very quickly. Great communication.
peter van echtelt
peter van echtelt
thanks Josh for making my boat loan a great experience i appreciate the hard work and the updates and the help you gave me no matter the questions I had ,definitely be calling you guys when i need to take out another loan
E A
E A
Very Happy with Ezra, Swift and honest, will use again in the future
Ben Wood
Ben Wood
Exceptional service, Graham Scott was really Easy and friendly, and really does try to find the best for you
Office Teddy & CO FUNLAND!!!
Office Teddy & CO FUNLAND!!!
Matt offered us a great service for 3 of our company’s vehicles. And we will go back for the 4th Highly recommended
Micayla Norris
Micayla Norris
Josh and Jay helped me for finance for my new car. I had never purchased a brand-new car before so wasn't quite sure of the process. It was unbelievably quick and easy - had an approval as soon as I supplied the few documents required. Josh was extra helpful - happy to always give me a quick ring if I had any questions. Super pleased with the experience and will definitely be coming back for our next car :) Thanks again guys.
David
David
This is the second time I have used Jade finance to per cure a loan & they have very easy to deal with, Chris Fahy is an excellent person too deal with, I will use again if needed. 😀

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You can easily obtain a cost-free car finance quote by reaching out to us via phone or utilising our user-friendly online quote form.