HomeCommercial Car Lease Deals | Jade Car Loans

Commercial Car Lease Deals | Jade Car Loans

Jade Car Loans offers Car Lease for businesses seeking an off-balance sheet finance option for the purchase of motor vehicles. Leasing is available for a single vehicle or an entire fleet of cars to be used for business purposes.
  • Low interest rates on vehicle financing
  • Credit score not impacted
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Why Use Jade Car Loans?

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Driving cheap interest rates into every car loan

Cheap interest rates are at the very core of our business structure. It’s what defines us, differentiates us and gives you the competitive advantage. We optimise the freedom and the flexibility of our broker status to negotiate hard on interest rates with our strong bargaining power to deliver the cheapest rates for every car loan customer
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Jade Car Loans is your key to a cheaper car loan

Whether you’re a private car buyer or purchasing a business vehicle, using Jade Car Loans as your finance broker is a smart and sensible decision. We’re not constrained by a limited set of loan options like many banks and lenders. Our accreditation with a vast number of banks and lenders broadens our sources to hundreds of loan products. With more choices comes more opportunities to source you the cheapest car loan.
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Reliability, longevity, track record - the broker you can trust

When it comes to your finances, every detail matters. Especially the broker handling your car loan. Well-established and reputable, Jade Car Loans has an impressive track record of performance over our 20 years in the lending sector. A reputation that is your assurance that you’re dealing with a company that is reliable and continues to deliver cheap car loans, year after year, customer after repeat customer. We’re an Australian-owned committed to providing workable, affordable and effective financial solutions so other Australian businesses and individuals can turn their goals into achievements.
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Commercial Car Lease Options with Jade Car Loans

We offer Commercial Car Lease for businesses seeking an off-balance sheet finance option for the purchase of motor vehicles. Leasing is available for a single vehicle or an entire fleet of cars to be used for business purposes. In simple terms, the lender purchases the vehicle and leases it back to you for a set monthly payment. The borrower has full use of the car during the term of the financial lease while the lender holds the title of ownership.

While the lender holds ownership, the car is not entered on the borrower’s balance sheet as an asset/liability. The balance sheet shows the monthly lease payments as an operating expense. When the borrower finalises all payments including the residual, ownership is transferred from lender to borrower. Your accountant or financial controller is best placed to advise if leasing is the best guaranteed car finance product for your business structure.

Car leasing is available for new and used motor vehicles purchased through a dealer, from a private seller or at auction.

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Car Leasing: Key Features

  • Fixed car loan interest rate at Jade’s signature low rates.
  • Fixed leasing term. Your Jade consultant will work with you to arrange a lease term that suits your cash flow – from 1 year/12 months to 5 years/60 months for high-priced vehicles.
  • No deposit is required. The full purchase price of the vehicle is included in the lease contract.
  • Fixed monthly lease payments, set at an amount that fits your financial projections and objectives.
  • In line with ATO guidelines, car lease payments are tax deductible for business vehicles.
  • GST on the purchase price is handled by the lender as they are purchasing the car.
  • The borrower pays and claims GST on the monthly repayments and the residual
  • Off-balance sheet item. Lease payments are treated as an operating expense.
  • The lender retains ownership title until all payments are finalised.
  • Residual is set according to ATO guidelines.
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Car Lease Calculator

Please be aware that the estimates stemmed from the calculator are in no way planned as an exact quote for a finance; are not an offer of a finance; are not a lending application or whatsoever a financing authorization. This is a generic device which determines worths based only on the data input. The functionality is not consisted of to permit particular information around your individual funding application or the charges and costs that a loan provider could apply to your car loan.

 

Any kind of deal of a finance and the repayments connected with that loan that you may be made after your application is fully processed by Jade, could be very different from the calculation derived by the calculator.

 

The calculator does not determine price quotes for lendings that are interest-only. It is structured to determine the rate of interest as well as succeeding month-to-month settlements with a compounding rate of interest for the funding term input.

 

This calculator is provided for a source only to enable preparation and evaluation objectives. It is not meant as a tool for basing a monetary decision. For a precise car loan quote based on your particular requirements, please call Jade so one of our professionals can assist you. If you consider you require expert financial guidance, we encourage you to source an independent financial consultant.

As motor leasing is quite a popular commercial finance product, most banks and finance companies offer this facility to business customers. But as an experienced broker, Jade Car Loans is best positioned to offer you the best car leasing deal. We are accredited with over 40 lenders so we have the resources to compare multiple offers, including from your own bank, and negotiate the best car leasing deal for you. With more offers to consider, we have greater bargaining power to get YOU the best deal.

If you are planning to buy at auction, ask your Jade consultant to arrange a pre-approved car lease so you can bid with confidence and beat the competition to the best used car deals.

Speak with a Jade Consultant to discuss a car leasing solution for your business vehicle. Call 1300 000 003.

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THE INTEREST RATE IS CALCULATED ON A SECURED LOAN PREDOMINATELY FOR BUSINESS USE, EFFECTIVE 22/10/2024 AND SUBJECT TO CHANGE. WARNING: THE INTEREST RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT INTEREST RATE.

We work harder to secure the best rates.

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