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Cheap Car Finance, Loans and Leasing Australia | Jade

We will not be beaten on Car Loans Interest Rates

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27 Oct Today's
best rates
Today's Business Rate
From 2.85 %*

*The Interest Rate is calculated on a Secured Loan for business use, effective 27/10/2020 and subject to change. WARNING: The interest rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different interest rate.

Today's Consumer Rate
From 3.85 %
Comparison Rate
From 4.65 %**

**The Comparison Rate is calculated on a Secured Loan of $40,000 fixed for a term of 5 years, new goods, effective 27/10/2020 and subject to change. WARNING: The Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate.

Car Finance Australia Jade Car Loans

Jade Car Loans is a leading specialist in motor vehicle finance, with an enviable reputation for continually delivering on our core purpose – cheap interest rates on every personal motor loan and business motor vehicle finance package.

We have successfully differentiated our offering in this highly competitive financing sector by providing our customers with better auto loans, cheaper interest rates and tailored financial solutions. We respect that you’re purchasing a major asset and you deserve the attention to detail in structuring your car loan to specifically suit your car, your requirements and work with your financial objectives. The cookie cutter approach to auto loans - fill out a form and just sign here – just does not cut it at here. Our customers deserve better and they receive the best.

As an Aussie finance brokers, we are accredited with many banks and lenders so we have a large source of options to secure you the right loan for you and your car. With our superior negotiating skills and strong buying power, we have the resources to bargain on your behalf for the best deal. And we have the willingness and take the initiative to consider your business goals and ensure your auto vehicle finance package is in sync with your objectives.

For personal auto buyers we provide both Secured Car Loans and Unsecured Personal Loans.

For business vehicle customers we provide the full range of commercial motor vehicle finance facilities including: Car Chattel Mortgage, CHP, Commercial Car Leasing, Novated Lease with Salary Sacrificing and Car Rental.

For customers with credit issues or complex business structures or requirements, our consultants are willing and prepared to handle your car loan application and secure you an offer that suits your cash flow, budget and works – for you!

Cheap finance interest rates are fundamental to every auto loan and your assurance that you are being offered the best deal available.


We provide finance for all types of motor vehicles – new and used, purchased from a dealer, private seller or through an online market place. Our nationwide coverage enables us to assist customers throughout Australia with better loans and additional support with paperwork, REVs, checking encumbrances, rego transfer advice and interstate regulations.

For a car loan or business motor vehicle finance deal which is both the cheapest deal and includes the most streamlined, hassle-free service, contact Jade Car Loans now.

Compare Car Loans & Finance Options From Major Banks

Enter the loan amount and loan term on our easy to use car finance calculator to compare the monthly car loan repayments from major lenders in Australia.

Loan Amount
Loan Term
Secured Car Loan
3.85% Secured
4.65% Comparison
Monthly repayment
Variable Rate Personal Loan
13.50% Representative
14.37% Comparison
Monthly repayment
Variable Personal Loan
12.99% Variable
13.86% Comparison
Monthly repayment
Variable Personal Loan
12.69% Variable
13.56% Comparison
Monthly repayment
St George
Secured Personal Loan
11.49 % Fixed
12.57% Comparison
Monthly repayment
Secured Car Loan
7.79% Fixed
8.39% Comparison
Monthly repayment
New & Used Car Loans Secured up to 7 years old
11.99% Fixed
13.15% Comparison
Monthly repayment
Secured Fixed Car Loan
11.89% Variable
12.15% Comparison
Monthly repayment
Lender Product Name Advertised Rate Comparison Rate Monthly Repayment
Jade Secured Car Loan 3.85%Secured 4.65%
CBA Variable Rate Personal Loan 13.50%Representative 14.37%
ANZ Variable Personal Loan 12.99%Variable 13.86%
NAB Variable Personal Loan 12.69%Variable 13.56%
St George Secured Personal Loan 11.49 %Fixed 12.57%
Suncorp Secured Car Loan 7.79%Fixed 8.39%
Westpac New & Used Car Loans Secured up to 7 years old 11.99%Fixed 13.15%
CUA Secured Fixed Car Loan 11.89%Variable 12.15%
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* Personal car loan with the loan amount of $30,000 is looking at a 5 year secured fixed rate. WARNING: all fees and charges may not be included on the example above, only the comparison rates, monthly repayment and total cost applies. Therefore, the total cost of the loan might be different. Comparison rate do not include broker fees, redraw fees, early termination fees and fee waivers. Comparison rate may change as a result of the different loan terms, fees and the loan amounts.

Car Finance Calculator

This finance calculator is developed to provide estimates based on the input data only. It does not allow for individual application variances. The loan offer and repayment amount you receive from your Jade consultant may be higher or lower than the result you have calculated.


Finance Calculator Disclaimer

Why Use Jade Car Loans

Driving cheap interest rates into every car loan

Cheap interest rates are at the very core of our business structure. It’s what defines us, differentiates us and gives you the competitive advantage. We optimise the freedom and the flexibility of our broker status to negotiate hard on interest rates with our strong bargaining power to deliver the cheapest rates for every car loan customer.

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Jade Car Loans is your key to a cheaper car loan

Whether you’re a private car buyer or purchasing a business vehicle, using Jade Car Loans as your finance brokers is a smart and sensible decision. We’re not constrained by a limited set of loan options like many banks and lenders. Our accreditation with a vast number of banks and lenders broadens our sources to hundreds of loan products. With more choices comes more opportunities to source you the cheapest car loan.

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Reliability, longevity, track record - the broker you can trust

When it comes to your finances, every detail matters. Especially the broker handling your car loan. Well-established and reputable, Jade Car Loans has an impressive track record of performance over our 20 years in the lending sector. A reputation that is your assurance that you’re dealing with a company that is reliable and continues to deliver cheap car loans, year after year, customer after repeat customer. We’re an Australian-owned committed to providing workable, affordable and effective financial solutions so other Australian businesses and individuals can turn their goals into achievements.

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