CBA Car Loans And Motor Vehicle Finance

The Commonwealth Bank of Australia, known as CommBank or the CBA, is Australia’s largest bank and one of what is referred to as ‘the Big 4’. CBA is a full service bank providing integrated financial services across all key sectors including retail banking, business banking, institutional banking, superannuation, investment, funds management and even insurance and share-broking services.

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Why Use Jade Car Loans?

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Driving cheap interest rates into every car loan

Cheap interest rates are at the very core of our business structure. It’s what defines us, differentiates us and gives you the competitive advantage. We optimise the freedom and the flexibility of our broker status to negotiate hard on interest rates with our strong bargaining power to deliver the cheapest rates for every car loan customer
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Jade Car Loans is your key to a cheaper car loan

Whether you’re a private car buyer or purchasing a business vehicle, using Jade Car Loans as your finance broker is a smart and sensible decision. We’re not constrained by a limited set of loan options like many banks and lenders. Our accreditation with a vast number of banks and lenders broadens our sources to hundreds of loan products. With more choices comes more opportunities to source you the cheapest car loan.
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Reliability, longevity, track record - the broker you can trust

When it comes to your finances, every detail matters. Especially the broker handling your car loan. Well-established and reputable, Jade Car Loans has an impressive track record of performance over our 20 years in the lending sector. A reputation that is your assurance that you’re dealing with a company that is reliable and continues to deliver cheap car loans, year after year, customer after repeat customer. We’re an Australian-owned committed to providing workable, affordable and effective financial solutions so other Australian businesses and individuals can turn their goals into achievements.
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Strategic Partnership with CBA

The CBA provides lending services in both the consumer loans area and business finance areas and is a major provider of home mortgages.

Jade Car Loans is accredited with the CBA as one of the many banks and lenders in our lending panel. What this means is that we are ‘authorised’ or ‘accepted’ as a finance broker by CBA to approach the bank to seek loans and finance on behalf of our customers. Being accredited with Australia’s largest bank is extremely important to us and we work closely with our industry contacts at the bank in sourcing many loans for many of our customers.

For individuals and businesses that do not already hold banking accounts with CBA. A browse of the bank’s website will quickly reveal the details of their offerings in regard to car finance.

CBA's Secured Loans for Individuals and Business Vehicles

For personal car loans, the CBA is offering Secured Car Loans.

For business vehicle finance, the CBA offers the same range of products as Jade Car Loans: Chattel Mortgage, Finance Lease and Hire Purchase.

As the largest bank in Australia with a multinational presence, the CBA is a highly respected and strong financial institution and we are proud to be accredited with such a bank. CBA is one of our major lending partners.

So what is the difference between you simply contacting the bank yourself and Jade Car Loans arranging your loan with CBA?

Good question and the answer lies in the benefits of using the finance broker services of Jade Car Loans over arranging your own loans.

Jade Car Loans has extensive experience in securing low interest rate CBA car loans for our customers and we deftly work through any issues on behalf of our customers to achieve a workable outcome.

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CBA has strict governance policies which it must work under and these include strict guidelines in regard to loan approvals. Many of these lending guidelines were tightened as a result of the Royal Commission, during the COVID-19 crisis and may be amended at times, due to other factors.

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When you apply directly to the bank, the representative you are dealing with must adhere to these strict guidelines in regard to your application. As a finance broker, your Jade consultant will be dealing with our industry contacts and can have a greater possibility to have any issues which may be present an obstacle to your loan approval, eased.

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Your Jade consultant will know how CBA price their loans and the processes they undertake to approve loans – both personal and business. Having this level of information and insight enables your consultant to complete your application in a way that will meet the CBA guidelines.

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The car you wish to purchase may not come within the CBA guidelines. We note on their website that one of the conditions of the CBA Secured Car Loan is that it is not for vehicles which are older than 5 years. So if you are purchasing a used car which is more than 5 years old, your loan application to CBA may be rejected.

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To be eligible for CBA Business Vehicle Finance, the site notes that a business must have been trading for over 12 months and have a good credit rating. So if you are a new business, and have little documentation or credit issues, Jade Car Loans would seek an alternative lender to the CBA for your car finance.

Arranging a CBA Car Loan

As such a large and well-known bank, the CBA is often the first call for many people seeking car finance. By engaging Jade Car Loans to source your CBA car loan you have the dual benefits of finance from Australia’s leading bank and enjoy the advantages of having one of Australia’s leading finance brokers in motor vehicle finance professional handle the process.

If you are already a CBA customer, we are happy to negotiate your CBA loan on your behalf.

To discuss a CBA Personal Car Loan or Business Vehicle Finance, please call 1300 000 003 and speak with a Jade Car Loans consultant.

Making use of this free calculator Australia is based on the person’s knowledge as well as acceptance that the estimated figure displayed does not suggest a finance quote; it does not indicate an application for any finance has actually been lodged; it is not an implication that any funding application has been approved. The format of this online calculator does not consider certain details concerning any type of particular individual loan application or any kind of lender fees and costs. It is formatted to produce a general outcome based on general information and amounts only.

 

After lodging a formal financing application, the quote and payment totals that you may possibly be supplied may differ from the quote calculated by this device.

 

The gadget is not ideal for computations on loans that are established on a rate of interest only basis. The format is simply set up to compound the calculated interest rate for a set period based on the values typed in by the customer.

 

The calculator is not meant as a tool for finance decision making. Users that require finance advice ought to seek out a professional financial expert in relation to their circumstances. To apply for financing as well as get a quote based upon your personal requirements, the individual has to get in touch with Jade and have their specific application assessed by one of our Jade experts.

Lender Loan Product Advertised Rate Comparison Rate Monthly Repayment
Jade Car Loan 6.29%Secured 7.33%Comparison $584.04 MONTHLY
NAB Fixed Rate Personal Loan 6.99%Fixed Rate 7.91%Comparison $593.89 MONTHLY
St George Fixed Rate Personal Loan 6.49%Fixed Rate 7.61%Comparison $586.84 MONTHLY
ANZ Fixed Rate Personal Loan 7.49%Fixed Rate 8.18%Comparison $601.00 MONTHLY
Westpac Secured Car Loan 5.99%Fixed Rate 7.20%Comparison $579.84 MONTHLY
CBA Secured Personal Loan 7.50%Fixed Rate 8.20%Comparison $601.14 MONTHLY
Jade
Car Loan
6.29%Secured 7.33%Comparison $584.04 MONTHLY
NAB
Fixed Rate Personal Loan
6.99%Fixed Rate 7.91%Comparison $593.89 MONTHLY
St George
Fixed Rate Personal Loan
6.49%Fixed Rate 7.61%Comparison $586.84 MONTHLY
ANZ
Fixed Rate Personal Loan
7.49%Fixed Rate 8.18%Comparison $601.00 MONTHLY
Westpac
Secured Car Loan
5.99%Fixed Rate 7.20%Comparison $579.84 MONTHLY
CBA
Secured Personal Loan
7.50%Fixed Rate 8.20%Comparison $601.14 MONTHLY

We work harder to secure the best rates.

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