Volkswagen Car Loans And Business Vehicle Finance

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Why Use Jade Car Loans?

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Driving cheap interest rates into every car loan

Cheap interest rates are at the very core of our business structure. It’s what defines us, differentiates us and gives you the competitive advantage. We optimise the freedom and the flexibility of our broker status to negotiate hard on interest rates with our strong bargaining power to deliver the cheapest rates for every car loan customer
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Jade Car Loans is your key to a cheaper car loan

Whether you’re a private car buyer or purchasing a business vehicle, using Jade Car Loans as your finance broker is a smart and sensible decision. We’re not constrained by a limited set of loan options like many banks and lenders. Our accreditation with a vast number of banks and lenders broadens our sources to hundreds of loan products. With more choices comes more opportunities to source you the cheapest car loan.
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Reliability, longevity, track record - the broker you can trust

When it comes to your finances, every detail matters. Especially the broker handling your car loan. Well-established and reputable, Jade Car Loans has an impressive track record of performance over our 20 years in the lending sector. A reputation that is your assurance that you’re dealing with a company that is reliable and continues to deliver cheap car loans, year after year, customer after repeat customer. We’re an Australian-owned committed to providing workable, affordable and effective financial solutions so other Australian businesses and individuals can turn their goals into achievements.
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Exploring Volkswagen's Extensive Range of Vehicles in Australia

Volkswagen, better known as simply VW, is a well-known motor vehicle brand in Australia. What maybe not be as well-known is that the badge associated in history with Beetle and the Kombivan is actually the largest auto manufacturer globally, based on 2016 and 2017 sales figures. The Volkswagen Group is not limited to only vehicles featuring its badge, it comprises an impressive 12 brands including motor vehicles, motorcycles and trucks. Those brands are VW, SEAT, Audi, BentleyLamborghini, SKODA, Bugatti, Ducati, Scania, MAN, Porsche and VW Commercial Vehicles.

The Group operates 125 production plants in over 20 countries. In Australia, the VW range as we know it that is vehicles that proudly display the VW badge, includes both passenger cars and commercial vehicles.

Popular passenger cars include the very popular Golf, the quite similar Polo, the Tiguan, the Passat, the T-Cross and Touareg. The multi person vehicles include the Multivan and Caravelle. In the dual cab chassis category the VW Amarok has become quite a popular buy with tradespeople and other business buyers and in the commercial van category, the Caddy, Transporter and Crafter are also available.

All in all, buyers have a good selection of Volkswagen vehicles in the Australian market.

Newly made passenger SUVs cars parked in a row

Finance Offering

But as a large global organisation, it comes as no surprise that VW would offer its customers access to its own vehicle finance services. As is the practice with many other manufacturers, the company offers both Personal Finance and Business Car Finance for buyers of its vehicles.

For personal vehicle loans, they advertise personal car loans with up to 7 year terms, balloon options and fixed interest rates. A Novated Lease is also offered.

For business vehicle finances, they advertise Chattel Mortgage, Finance Lease and Hire Purchase. The same commercial finance facilities are offered through Jade Car Loans and other lenders.

There appears no indication on the company website as to whether this finance is direct from the Group’s own financial resources as in manufacturer-funded or whether it is via another finance company. When reviewing the finance offerings from Volkswagen, we were unable to see an advertised interest rate on their vehicle finance.

Cheerful family has a long auto journey

Dealer and Manufacturer Finance

VW Finance is an example of what we refer to as dealer finance or manufacturer finance. Provided no doubt to provide convenience for their buyers, to drive sales and to expedite settlement. Motor vehicle dealers can risk losing a buyer if they depart the dealership after a test drive to go off and source their finance. The buyer may change their mind, may be attracted to another dealer or another brand or be unable to source finance and not be able to proceed with the purchase.

 

While this type of finance can appear convenient to car buyers – you only have the one organisation to deal with for your purchase and your finance and it all appears so easy to do – there are downsides that astute buyers should take into consideration.

Consider Your Options

When presented with the option for dealer or manufacturer finance, the one glaring downside from Jade’s perspective is the lack of choice. Customers are not provided with a choice of a number of banks or lenders, they have not been provided with a service to source the cheapest loan from across the finance market. They are given a quote for finance from that one source which may be owned by and is operated by the one company that is also selling the vehicle to them.

 

Many if not most car manufacturers and both new and used car dealers now offer a finance service. So when you are inevitably presented with the idea of taking their finance offer, consider what other alternatives you may have. Is there a better loan available to you? Could you source a cheaper interest rate on car finance and a cheaper deal?

 

There is a plethora of banks and finance companies offering car finance and the sector is one of the most competitive in the financial services industry. Jade Car Loans operates a business model that not only provides highly competitive and cheaper car finance but at the same time effectively provides customers with choices. We source the cheapest loan offer from across our vast lending panel which includes banks, finance companies and non-bank specialist lenders.

The Jade Car Loans Advantage

VW makes great cars and operates a highly regarded and respected vehicle manufacturing organisation. Jade Car Loans provides great car loan deals at the cheapest interest rates and provides you with the confidence that your best interests in regard to consideration of multiple loan options have been addressed.

 

For a quote on a VW vehicle or to compare it with a finance quote you have received from VW Finance, please contact Jade Car Loans at 1300 000 003.

Lender Loan Product Advertised Rate Comparison Rate Monthly Repayment
Jade Car Loan 6.29%Secured 7.33%Comparison $584.04 MONTHLY
NAB Fixed Rate Personal Loan 6.99%Fixed Rate 7.91%Comparison $593.89 MONTHLY
St George Fixed Rate Personal Loan 6.49%Fixed Rate 7.61%Comparison $586.84 MONTHLY
ANZ Fixed Rate Personal Loan 7.49%Fixed Rate 8.18%Comparison $601.00 MONTHLY
Westpac Secured Car Loan 5.99%Fixed Rate 7.20%Comparison $579.84 MONTHLY
CBA Secured Personal Loan 7.50%Fixed Rate 8.20%Comparison $601.14 MONTHLY
Jade
Car Loan
6.29%Secured 7.33%Comparison $584.04 MONTHLY
NAB
Fixed Rate Personal Loan
6.99%Fixed Rate 7.91%Comparison $593.89 MONTHLY
St George
Fixed Rate Personal Loan
6.49%Fixed Rate 7.61%Comparison $586.84 MONTHLY
ANZ
Fixed Rate Personal Loan
7.49%Fixed Rate 8.18%Comparison $601.00 MONTHLY
Westpac
Secured Car Loan
5.99%Fixed Rate 7.20%Comparison $579.84 MONTHLY
CBA
Secured Personal Loan
7.50%Fixed Rate 8.20%Comparison $601.14 MONTHLY

We work harder to secure the best rates.

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