Westpac Car Loans And Business Vehicle Finance

Accreditation with Westpac for Enhanced Service and Loan Optimisation

Our accreditation with Westpac entitles Jade to industry channels which means direct access to their team and possibly faster service for our customers. Many long-term bank customers, especially businesses that operate transactional accounts with large sums involved, often think they should get preferential treatment when applying for loans. Perhaps automatically offered lower interest rates or better terms based on their loyalty. Under the laws governing lending practices, all banks and lenders must adhere to strict rules and your loyalty may not have any impact on the loan you are offered.

The role of your Jade consultant, however, may have an impact. Our team are fully across the Westpac car loan guidelines, we know how the bank assesses applications, what is required and how they price loans. We use this insight and knowledge to assist our customers in structuring their application to best suit Westpac’s guidelines and we use our negotiating skills to achieve the best outcomes.

Arranging a Westpac Car Loan

If you specifically want Westpac to finance your vehicle purchase, your Jade consultant will handle your application, source you a quote and handle the paperwork to finalise the loan and your purchase. We will also consider alternatives to ensure you are receiving the cheapest car loan available for your requirements.

A key consideration is whether the vehicle you are considering actually meets the Westpac guidelines for car loans. For personal car loans, the website notes they have a minimum loan amount of $10,000 and the vehicle must not be more than 7 years old. For business vehicles, the minimum is $15,000 and the terms advertised are 1 to 5 years.

Westpac’s stature in the Australian finance sector makes it the first call for both businesses and individuals seeking a car loan. For many, they simply prefer to deal with an established bank rather than an alternative lender. We understand and appreciate all points of view, preferences and opinions and as your finance broker, will work towards achieving the best and cheapest car loan for you from your preferred provider.

Working with Jade to source your Westpac car loan means you’re dealing with highly professional and experienced financiers who work solely in your interests and the services of one of Australia’s leading banks as your finance provider.

To discuss a Westpac Personal Car Loan or Business Vehicle Finance, please call 1300 000 003 and speak with a Jade Car Loans consultant.