RACQ Car Loans And Business Vehicle Finance

Enter the loan amount and loan term on our easy to use car finance calculator to compare the monthly car loan repayments from over 80+ lenders in Australia. Comparing various car loans to help you see how much you can save from each lender.

Compare Car Loans & Finance
Options From Major Lenders

more information

Why Use Jade Car Loans?

Styled car icon

Driving cheap interest rates into every car loan

Cheap interest rates are at the very core of our business structure. It’s what defines us, differentiates us and gives you the competitive advantage. We optimise the freedom and the flexibility of our broker status to negotiate hard on interest rates with our strong bargaining power to deliver the cheapest rates for every car loan customer
Styled briefcase icon

Jade Car Loans is your key to a cheaper car loan

Whether you’re a private car buyer or purchasing a business vehicle, using Jade Car Loans as your finance broker is a smart and sensible decision. We’re not constrained by a limited set of loan options like many banks and lenders. Our accreditation with a vast number of banks and lenders broadens our sources to hundreds of loan products. With more choices comes more opportunities to source you the cheapest car loan.
Styled handshake icon

Reliability, longevity, track record - the broker you can trust

When it comes to your finances, every detail matters. Especially the broker handling your car loan. Well-established and reputable, Jade Car Loans has an impressive track record of performance over our 20 years in the lending sector. A reputation that is your assurance that you’re dealing with a company that is reliable and continues to deliver cheap car loans, year after year, customer after repeat customer. We’re an Australian-owned committed to providing workable, affordable and effective financial solutions so other Australian businesses and individuals can turn their goals into achievements.
Request Quote

Partnering with RACQ Bank through Jade Car Loans

RACQ stands for the Royal Automobile Club of Queensland. While this organisation may be a household name in the Sunshine State for roadside assistance and other travel services, the full extent of its operations may not be realised widely across Australia.

With nearly 2 million members, this mutual organisation is vast, with operations in membership lifestyle benefits, roadside assistance, travel, insurance, banking, home assistance and car services. The banking side of their business includes transactional banking, savings, personal loans, home loans, car loans and term deposits. RACQ provides online and mobile banking services.

With RACQ Bank very active in the car lending market, Jade Car Loans is accredited with the organisation and our consultants include RACQ when sourcing the cheapest interest rate car finance for our customers.

Truck driver entering his truck long vehicle and holding thumbs up

The Jade Car Loans Advantage

As experts in motor vehicle finance, Jade Car Loans provides a superior service in sourcing and securing better car loan deals at the cheapest interest rates. Our consultants work individually with each of our customers to provide you with the knowledge and confidence that your best interests have been fully addressed and attended to.

For a car loan quote from RACQ Bank, please contact Jade Car Loans at 1300 000 003.

Car Loan Products

RACQ Bank offers Secured Car Loans with competitive interest rates. Their loans include no deposit finance so you can borrow 100% of the purchase price of the vehicle and they offer flexible options and additional payments which do not attract penalty fees.

 

Their car loan offering is somewhat defined by its highly competitive fee structure which is clearly displayed on the RACQ Bank website. There is a loan establishment fee which is standard practice with most car finance lenders but there are no ongoing monthly or annual loan fees. In comparison, some lenders do charge a monthly fee on car loan accounts.

 

The loan terms offered on car loans by RACQ Bank are quite general at up to 7 years for a new car purchase and 5 years for used cars. There is a condition with respect to used cars that the vehicle be no older than 12 years when the loan term expires.

 

The minimum that RACQ Bank offers for car loans is $3,000 and the maximum is $60,000. Which places many popular makes and models within those limits to achieve a competitive car loan from RACQ Bank.

 

Another loan option from RACQ which may be attractive to some car buyers is their flexible repayment schedule. While repayments are typically in equal monthly repayments for most of our banks and lenders RACQ offers more. They offer weekly, fortnightly or monthly choices. For that can find it challenging to budget on a monthly basis, those options may be worth considering.

Securing an RACQ Bank Car Loan

If the RACQ Bank car loan sounds like an attractive option for your car purchase, how would you like to proceed with sourcing a quote to compare with other lenders? As RACQ is one of our lenders, your Jade Car Loans consultant can handle the entire process for you and go a few steps further to provide you with additional benefits.

 

We have provided a handy lender interest rate comparison chart on our home page so you can quickly compare the advertised interest rate and comparison rate that RACQ Bank is currently offering on car loans with Jade Car Loans and a number of our other lenders. To see the estimated loan repayments for each of those interest rates, just enter the amount you are seeking for your car loan and the loan term you would prefer and the system auto-calculates the repayment estimates.

 

If you want to include a balloon in your loan as RACQ Bank is offering, head to our Car Loan Calculator. You can enter the data around your loan and the RACQ interest rate plus the amount you would like for your balloon and see the results.

 

If these DIY repayment calculations are meeting with your approval or are at least at a level you would like to pursue further, simply contact Jade Car Loans. We operate as a broker-style lender and with RACQ Bank as one of our lenders, we are ideally positioned to negotiate you a cheap car loan with the bank.

 

Our total focus is on securing our customers with the cheapest car loans at the best interest rates. So we won’t limit your options only to RACQ Bank. Yes, on your request we can source an offer from them but we can also source other offers on your behalf from some of our other lenders.

 

We offer more choices to ensure we secure you the cheapest option. More choices which means we’ve done due diligence on your behalf and considered multiple options. RACQ Bank is highly competitive on interest rates and they may be the cheapest offer we secure for you. If so, we can assist you with the paperwork to save you a lot of time and a lot of hassle in securing your car loan.

Lender Loan Product Advertised Rate Comparison Rate Monthly Repayment
Jade Car Loan 6.29%Secured 7.33%Comparison $584.04 MONTHLY
NAB Fixed Rate Personal Loan 6.99%Fixed Rate 7.91%Comparison $593.89 MONTHLY
St George Fixed Rate Personal Loan 6.49%Fixed Rate 7.61%Comparison $586.84 MONTHLY
ANZ Fixed Rate Personal Loan 7.49%Fixed Rate 8.18%Comparison $601.00 MONTHLY
Westpac Secured Car Loan 5.99%Fixed Rate 7.20%Comparison $579.84 MONTHLY
CBA Secured Personal Loan 7.50%Fixed Rate 8.20%Comparison $601.14 MONTHLY
Jade
Car Loan
6.29%Secured 7.33%Comparison $584.04 MONTHLY
NAB
Fixed Rate Personal Loan
6.99%Fixed Rate 7.91%Comparison $593.89 MONTHLY
St George
Fixed Rate Personal Loan
6.49%Fixed Rate 7.61%Comparison $586.84 MONTHLY
ANZ
Fixed Rate Personal Loan
7.49%Fixed Rate 8.18%Comparison $601.00 MONTHLY
Westpac
Secured Car Loan
5.99%Fixed Rate 7.20%Comparison $579.84 MONTHLY
CBA
Secured Personal Loan
7.50%Fixed Rate 8.20%Comparison $601.14 MONTHLY

We work harder to secure the best rates.

Woman at the table with a laptop

In order to provide the best experience, your details are saved on our secure server as you enter them.