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Personal Car Finance | Jade Car Loans

27 Oct Today's
best rates
Today's Business Rate
From 2.85 %*
Fixed

*The Interest Rate is calculated on a Secured Loan for business use, effective 27/10/2020 and subject to change. WARNING: The interest rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different interest rate.

Today's Consumer Rate
From 3.85 %
Fixed
Comparison Rate
From 4.65 %**
Fixed

**The Comparison Rate is calculated on a Secured Loan of $40,000 fixed for a term of 5 years, new goods, effective 27/10/2020 and subject to change. WARNING: The Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate.

Jade Car Loans provides a comprehensive range of finance options to individuals purchasing both new and used cars for private use. Some people think that using a car finance broker is only for businesses. Wrong! As an experienced finance broker, the services of Jade Car Loans are available to both personal and business customers and we offer significant benefits to all our customers.

Broker Benefits for All

When seeking a personal car loan, we can assist you by reviewing offers from the many lenders we are accredited with, negotiating you a better deal at our well-known low interest rates. If you go through the process yourself, you will either be limited in your choice of lenders or have to spend a significant amount of time making applications to a lot of finance companies in order to receive and compare quotes.

Most car dealers, both new and used, are aligned with or have some connection with a lender. These arrangements are set-up to streamline the buying process and no doubt, to enable the dealer to more quickly and easily secure your order. What you may want to ask yourself, or the dealer, are you paying a secret, hidden commission in that personal finance deal?

What you definitely are doing is limiting your options. Jade will compare offers on your behalf and quickly and easily present you with the best offer. We have a fast approvals service so don’t be worried that you might miss out on that car if you don’t sign up with the dealer’s financier on the spot.

Another issue to keep in mind with DIY personal car loans is the impact on your credit rating. If you apply to multiple lenders for a loan, it gives the impression that you are desperate and unable to secure finance. This can process can have a negative impact on your credit score. Your Jade consultant will cover off just as many, if not more lenders than you can with no impact on your credit rating.

Jade personal car finance offers all feature:

  • The Jade low interest rates
  • Fixed interest rate on secured loans, choice of fixed or variable on unsecured loans.
  • Set monthly payment which is fixed for the term of the loan
  • Fixed loan term
  • No deposit car financing options

Personal Used Car Loans

For the purchase of a motor vehicle for personal use, as opposed to business use, Jade Car Loans offers:

Secured Car Loans: the lender use the car as security over the loan.

Unsecured Personal Loans:  with no security offered, these loans usually attract a higher interest rate and are limited to approximately $50,000.

Please refer to the detailed description of each of these loans on the dedicated web pages. For a quick ballpark figure, head to our online car loan calculator. Or just give us a call and your Jade consultant will explain everything about personal car loane and get your application started.

Speak with a Jade Consultant to discuss the personal loan options for your used car purchase. Call 1300 000 003

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