Personal Car Finance | Jade Car Loans

When seeking a personal car loan, we can assist you by reviewing offers from the many lenders we are accredited with, negotiating you a better deal at our well-known low interest rates. If you go through the process yourself, you will either be limited in your choice of lenders or have to spend a significant amount of time making applications to a lot of finance companies in order to receive and compare quotes.

Most car dealers, both new and used, are aligned with or have some connection with a lender. These arrangements are set up to streamline the buying process and no doubt, to enable the dealer to more quickly and easily secure your order. What you may want to ask yourself, or the dealer, are you paying a secret, hidden commission in that personal finance deal?

What you definitely are doing is limiting your options. Jade will compare offers on your behalf and quickly and easily present you with the best offer. We have a fast approvals service so don’t be worried that you might miss out on that car if you don’t sign up with the dealer’s financier on the spot.

Another issue to keep in mind with DIY personal car loans is the impact on your credit rating. If you apply to multiple lenders for a loan, it gives the impression that you are desperate and unable to secure finance. This can process can have a negative impact on your credit score. Your Jade consultant will cover off just as many, if not more lenders than you can with no impact on your credit rating.