Your Jade consultant has many options to source your business car finance deal or personal motor loan for 100% of the purchase price of the motor vehicle. No deposit is payable by you to the lender.
No Fuss for No Deposit Car Loans
– Compare Loans Right Here
Why Use Jade Car Loans?
Driving cheap interest rates into every car loan
Cheap interest rates are at the very core of our business structure. It’s what defines us, differentiates us and gives you the competitive advantage. We optimise the freedom and the flexibility of our broker status to negotiate hard on interest rates with our strong bargaining power to deliver the cheapest rates for every car loan customer
Jade Car Loans is your key to a cheaper car loan
Whether you’re a private car buyer or purchasing a business vehicle, using Jade Car Loans as your finance broker is a smart and sensible decision. We’re not constrained by a limited set of loan options like many banks and lenders. Our accreditation with a vast number of banks and lenders broadens our sources to hundreds of loan products. With more choices comes more opportunities to source you the cheapest car loan.
Reliability, longevity, track record - the broker you can trust
When it comes to your finances, every detail matters. Especially the broker handling your car loan. Well-established and reputable, Jade Car Loans has an impressive track record of performance over our 20 years in the lending sector. A reputation that is your assurance that you’re dealing with a company that is reliable and continues to deliver cheap car loans, year after year, customer after repeat customer. We’re an Australian-owned committed to providing workable, affordable and effective financial solutions so other Australian businesses and individuals can turn their goals into achievements.
Exploring the Options with Jade Car Loans
The full suite of Jade Car Loans types can be structured on a no deposit basis. ‘No deposit’ applies to both commercial motor vehicle finance and our Jade personal automobile loans.
By ‘no deposit’ we refer to no deposit being requested by the lender. This is separate from any deposit which may be requested by the motor dealer, auction house or private seller to secure your purchase.
Streamline Your Car Buying Experience
To expedite the purchase of our car, contact us for pre-approved car finance. This is especially useful when you intend to buy at auction or purchase a used vehicle from a private seller. Your finances will be all organised, the payment can be made quickly, so if a holding deposit is requested by the seller, it will be returned to you ASAP.
Your Jade consultant can assist with many aspects of your car purchase and answer your queries on any key points.
Speak with a Jade Consultant to discuss a no deposit car finance solution for your vehicle. Call 1300 000 003.
Key Points
Request a Quote
The loan amount can include the purchase price of the vehicle, on road costs, registration, dealer stamps if applicable and any other dealer or auction house charges. Private sales options can vary.
No deposit financing is available for both new and used cars.
Offering 100% loans, ie no deposit, car finance, is dependent on the lender. Your Jade consultant has the experience and industry knowledge to know which lenders will offer you the best no deposit car loan. So we can source you the best deal.
For used motor vehicles, the valuation of the car may affect the lender’s decision to make a no deposit offer.
No deposit car finance is available for Chattel Mortgage, Car Lease, CHP and Secured Personal Car Loans.
On motor vehicles priced at even $30,000 - $50,000, a 10% deposit of $3,000-$5,000 is a significant expense for both individuals and businesses if requested by the bank or other lender. By offering no deposit finance, Jade frees up your cash flow.
If you do choose to pay a deposit to the seller, you will reduce the overall amount of your loan or finance packages. This will reduce your monthly repayments which may suit your individual circumstances.
If the dealer or seller does request a deposit to secure the purchase, this is often considered as a ‘holding deposit’. It is often taken as a credit card imprint or company cheque which the seller holds until they receive the full amount of the purchase price from your lender. The holding deposit can then be returned to you.
Car Loans Calculator
The use of this online free calculator is established on the user’s knowledge and also acknowledgment that the estimated figure showed does not specify a loans quote; it does not indicate an application for any kind of loans has actually been lodged; it is not an indication that any loan application has actually been approved. The format of this free calculator does not take into account certain details relating to any kind of specific personal finance application or any lender fees and costs. It is formatted to generate a general result based upon basic details and also amounts solely.
After lodging a formal financing application, the quote and repayment amounts that you might be presented may differ from the quote worked out by this online calculator.
The tool is not ideal for computations on loans that are established on a rate of interest just basis. The formatting is totally established to compound interest for a set period based on the amounts typed in by the individual.
The calculator is not planned as a tool for financial decision making. Individuals that need finance advice need to choose a professional monetary consultant in relation to their personal circumstances. To make an application for lending and also get a quote based on your individual requirements, the user should contact Jade and also have their specific application reviewed by one of our Jade specialists.
| Lender | Loan Product | Advertised Rate | Comparison Rate | Monthly Repayment |
| Jade | Car Loan | 6.29%Secured | 7.33%Comparison | $584.04 MONTHLY |
| NAB | Fixed Rate Personal Loan | 6.99%Fixed Rate | 7.91%Comparison | $593.89 MONTHLY |
| St George | Fixed Rate Personal Loan | 6.49%Fixed Rate | 7.61%Comparison | $586.84 MONTHLY |
| ANZ | Fixed Rate Personal Loan | 7.49%Fixed Rate | 8.18%Comparison | $601.00 MONTHLY |
| Westpac | Secured Car Loan | 5.99%Fixed Rate | 7.20%Comparison | $579.84 MONTHLY |
| CBA | Secured Personal Loan | 7.50%Fixed Rate | 8.20%Comparison | $601.14 MONTHLY |
|
Jade
Car Loan
|
||
| 6.29%Secured | 7.33%Comparison | $584.04 MONTHLY |
|
NAB
Fixed Rate Personal Loan
|
||
| 6.99%Fixed Rate | 7.91%Comparison | $593.89 MONTHLY |
|
St George
Fixed Rate Personal Loan
|
||
| 6.49%Fixed Rate | 7.61%Comparison | $586.84 MONTHLY |
|
ANZ
Fixed Rate Personal Loan
|
||
| 7.49%Fixed Rate | 8.18%Comparison | $601.00 MONTHLY |
|
Westpac
Secured Car Loan
|
||
| 5.99%Fixed Rate | 7.20%Comparison | $579.84 MONTHLY |
|
CBA
Secured Personal Loan
|
||
| 7.50%Fixed Rate | 8.20%Comparison | $601.14 MONTHLY |
DISCLAIMER: This comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for business finance or any indication that an application has been received or approved. The rates quoted are for business use where the funds are predominately for business use and may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.
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