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No Fuss for No Deposit Car Loans – Compare Loans Right Here

Sourcing a No Docs Car Loan can come with its challenges. We’ve removed at least some of the hard work by compiling this comparison of major loan product so you can quickly see how each compares based on their advertised interest rates. With the understanding that low docs loans attract different interest rate, enter the details of your loan for comparison purposes.

Loan Amount $ Loan Term
Lender Loan Product Advertised Rate Comparison Rate Monthly Repayment
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* The comparison rate displayed is calculated for a loan of $30,000 over 5 years. The results from this calculator should be used as an indication only. Quoted repayments are based on advertised rates and do not include lender fees and charges. Results do not represent either quotes or pre-qualifications for a loan. The specific details of your loan will be provided to you in your loan contract. It is advised that you speak with us so that we can provide you with advice that is tailored to your situation.

The full suite of Jade Car Loans types can be structured on a no deposit basis. ‘No deposit’ applies to both commercial motor vehicle finance and our Jade personal automobile loans.

By ‘no deposit’ we refer to no deposit being requested by the lender. This is separate from any deposit which may be requested by the motor dealer, auction house or private seller to secure your purchase.

Key Points

  • Your Jade consultant has many options to source your business car finance deal or personal motor loan for 100% of the purchase price of the motor vehicle. No deposit is payable by you to the lender.
  • The loan amount can include the purchase price of the vehicle, on road costs, registration, dealer stamps if applicable and any other dealer or auction house charges. Private Sales Options Can vary.
  • No deposit financing is available for both new and used cars.
  • Offering 100% loans, ie no deposit, car finance, is dependent on the lender. Your Jade consultant has the experience and industry knowledge to know which lenders will offer you the best no deposit car loan. So we can source you the best deal.
  • For used motor vehicles, the valuation of the car may affect the lender’s decision to make a no deposit offer.
  • No deposit car finance is available for Chattel Mortgage, Car Lease, CHP and Secured Personal Car Loans.
  • On motor vehicles priced at even $30,000 - $50,000, a 10% deposit of $3,000-$5,000 is a significant expense for both individuals and businesses if requested by the bank or other lender. By offering no deposit finance, Jade frees up your cash flow.
  • If you do choose to pay a deposit to the seller, you will reduce the overall amount of your loan or finance packages. This will reduce your monthly repayments which may suit your individual circumstances.
  • If the dealer or seller does request a deposit to secure the purchase, this is often considered as a ‘holding deposit’. It is often taken as a credit card imprint or company cheque which the seller holds until they receive the full amount of the purchase price from your lender. The holding deposit can then be returned to you.

To expedite the purchase of our car, contact Jus for pre-approved car finance. This is especially useful when you intend to buy at auction or purchase a used vehicle from a private seller. Your finance will be all organised, the payment can be made quickly, so if a holding deposit is requested by the seller, it will be returned to you asap.

Your Jade consultant can assist with many aspects of your car purchase and answer your queries on any key points.

Speak with a Jade Consultant to discuss a no deposit car finance solution for your vehicle. Call 1300 000 003

28 Nov Today's
best rates
Today's Business Rate
From {{Advertised Rate Only}} %*

*The Interest Rate is calculated on a Secured Loan for business use, effective 28/11/2023 and subject to change. WARNING: The interest rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different interest rate.

Today's Consumer Rate
From {{Advertised Rate Only}} %
Comparison Rate
From {{Comparison Rate Only}} %**

**The Comparison Rate is calculated on a Secured Loan of $30,000 fixed for a term of 5 years, new goods, effective 28/11/2023 and subject to change. WARNING: The Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate.

CarLoans Calculator

The use of this online free calculator is established on the user's knowledge and also acknowledgment that the estimated figure showed does not specify a loans quote; it does not indicate an application for any kind of loans has actually been lodged; it is not an indication that any loan application has actually been approved. The format of this free calculator does not take into account certain details relating to any kind of specific personal finance application or any lender fees and costs. It is formatted to generate a general result based upon basic details and also amounts solely.
After lodging a formal financing application, the quote and repayment amounts that you might be presented may differ from the quote worked out by this online calculator.
The tool is not ideal for computations on loans that are established on a rate of interest just basis. The formatting is totally established to compound interest for a set period based on the amounts typed in by the individual.
The calculator is not planned as a tool for financial decision making. Individuals that need finance advice need to choose a professional monetary consultant in relation to their personal circumstances. To make an application for lending and also get a quote based on your individual requirements, the user should contact Jade and also have their specific application reviewed by one of our Jade specialists.

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