Yes, cliché as it sounds, the much anticipated 2021, following the ‘let’s try to forget it’ year of 2020, is moving fast and it’s already (well nearly) Easter. With border restrictions lifted, double donut coronavirus days regularly reported, many will have big plans to hit the road for a getaway this Easter. But if your family have a very long and growing by the day list of the toys and stuff they want to take but your vehicle can’t hold. If your holiday group is growing by the day and your car doesn’t have the space for all your besties. If you want a real road trip experience with a new coupe, convertible, sun roof or other top-down model. Or if you’re looking at your car and just thinking – no, it’s time to upgrade. Then it may not be too late to buy that new car and be on the road this Easter.
At Jade Car Loans we’ve developed our business model to deliver quick car loan services across our loan portfolio. So if you want a new car for that upcoming road trip or holiday, let’s get moving!
Enact THE Plan
Car first or loan first? It really doesn’t matter when you’re working with Jade Car Loans. We can organise pre-approved car loans which will have you sorted based on an estimate of your car price before you make the final decision.
You can call us now or apply online and then head to the car dealership to test drive and buy. Both loan and car can be sorted concurrently, no need to wait. When you decide on the specific car and the dealer prepares the invoice, just send that through to Jade to finalise your loan application and review the repayment quote based on the exact figure.
So that’s the plan but you do need to do your part – get all the information together that will be required for your loan application.
Private car buyers applying for personal Secured Car Loans will need to provide employment, income and residential details and history as well as details of regular expenditure and other docs. So start downloading bank statements, get your payslips into one place etc etc so you can quickly complete the application over the phone with your Jade consultant.
Business vehicle buyers will need to decide which particular finance product they are seeking and to make that quick and easy, simply call your accountant. They should be best-placed to advise you and should be able to give you an instant answer – Leasing, CHP or Chattel Mortgage. You will also need your ABN details and other business financials such as BAS statements, business tax returns etc which you may have already in your files. If so, get them into the one place so they’re ready to send through to Jade. If not, your accountant may be able to assist there also. On your say so, your Jade consultant can liaise direct with your accountant to source necessary financial info for your finance application.
Generate Instant Estimates
If you’re checking out cars online and wondering how those RRP and MRRP might convert to loan repayments, just head to our car loan calculators. We’ve made that side of the process very easy and instant. Just enter the amount of the car you want and preferred loan term and you’ll instantly see a repayment estimate. Great ballpark to use in deciding which car to buy if repayments is the deciding factor for you.
Get a Quick Quote and Fast Approval
While the bank or finance company might leave you ‘on hold’ for a loan quote, your Jade consultant doesn’t have those sort of delays in sourcing car loan quotes. With our industry-level access and direct communication channels across our lender network, quick car loan quotes are an integral part of our service offering.
While you might pay a premium for express service and delivery with some products and services, that doesn’t happen with a quick car loan through Jade. Our customers are not charged a premium for a quick car loan. Our same cheap interest rate car finance deals are available regardless of the timeframe.
Of course the quick quote is just phase one. You need to accept our quote so we can proceed to our next, fast approvals phase. The faster we get you approved, the quicker you can get the keys to your new car.
Ensure Prompt Settlement
With loan approved, car selected and purchase deal done it’s time to finalise the process. That involves ‘settlement’ which is when the lender pays the dealer for the car. No need for you to worry about that as your Jade consultant liaises between the lender and the dealer to make that happen. The lender pays the dealer directly, you don’t have to organise or handle the payment yourself.
Some business finance products include the first payment be made upfront and your consultant will also organise that with you.
Make the Call!
Easter and holiday time is fast approaching so if you’re checking the maps and booking accommodation but really want a new car for the trip – call Jade Car Loans now and let’s get you into your new car asap.
For quick car loans service, contact Jade Car Loans 1300 000 003
DISCLAIMER: THE INFORMATION IN THIS ARTICLE IS PREPARED SOLELY FOR INFORMATION PURPOSES AND IS NOT INTENDED AS FINANCIAL ADVICE OR AS THE SOLE BASIS FOR MAKING FINANCIAL DECISIONS. THOSE REQUIRING ADVICE SHOULD CONSULT A FINANCIAL ADVISOR. NO LIABILITY IS ACCEPTED FOR ANY MISREPRESENTATIONS OF PRODUCTS, POLICIES AND INFORMATION OR ERRORS IN THE CONTENT AS REFERRED FROM OTHER SOURCES.