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Unsecured Personal Loans - Car Finance Broker

2 Jul Today's
best rates
Today's Business Rate
From 3.75 %*

*The Interest Rate is calculated on a Secured Loan for business use, effective 02/07/2022 and subject to change. WARNING: The interest rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different interest rate.

Today's Consumer Rate
From 4.44 %
Comparison Rate
From 5.55 %**

**The Comparison Rate is calculated on a Secured Loan of $40,000 fixed for a term of 5 years, new goods, effective 02/07/2022 and subject to change. WARNING: The Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate.

As an Aussie car finance broker, we provide a comprehensive service to source the best financial solution for all customers for all car purchases. In some cases, this involves sourcing a great deal on an Unsecured Personal Loan. While most people choose a Secured Motor Loan with the lender using the vehicle as collateral for the loan, for some people that is not an option.

If you require an Unsecured Personal Loan to purchase your car, your Jade consultant will source you a great deal based on our cheapest interest rates policy.

Unsecured Personal Loans: Key Features

  • Secured or unsecured, all Jade personal loans are based on our cheapest car finance interest rates promise.
  • As the lender does not have security against the loan, the interest rate on unsecured personal loans is usually higher than the comparative secured loan. But, with the strong bargaining power and sharp negotiating skills of Jade Car Loans, you can be assured it will be the cheapest interest rate achievable for your loan specifications.
  • The interest rate on unsecured loans can be fixed or variable.
  • Fixed loan term. Your Jade consultant will discuss your financial goals and situation and negotiate a loan term with the lender that suits. For this type of loan, the maximum loan term is usually 7 years.
  • Most banks have a maximum limit of $50,000 for unsecured personal loans. If this does not meet your requirements, speak with your Jade consultant about other options.
  • The monthly repayments are fixed and you can pay extra to finalise the loan faster.
  • No break fees are usually payable on an unsecured personal loan if you payout the loan early.

The Jade Broker Benefits

Sourcing an unsecured personal loan can be a daunting prospect for many people. Approaching banks and lenders yourself can be time-consuming, overwhelming and in many instances, disappointing when offered an expensive loan. By having a Jade consultant handle your unsecured loan process, this issues are resolved. We’ll deal with the bank, handle the paperwork, negotiate the best interest rate and best loan terms for your individual situation.

When considering the options available to you to source an unsecured personal loan, make us your first call. Your personal consultant will explain all the details so you are always well-informed and confident with your decisions.

Speak with a Jade Consultant to discuss an unsecured personal loan for your car purchase. Call 1300 000 003

Car Finance Calculator

This finance calculator is developed to provide estimates based on the input data only. It does not allow for individual application variances. The loan offer and repayment amount you receive from your Jade consultant may be higher or lower than the result you have calculated.


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