We offer great deals on secured car loans for individuals purchasing cars for private use. As one of Australia’s leading motor finance specialists, Jade consultants are experts in delivering affordable, cheap loans for the purchase of both new and used cars.
We fully understand and appreciate that it can be an intimidating experience to approach a bank or finance company to apply for a personal vehicle loan. The confusing terminology, sometimes reams of paperwork and intrusive application form questions. As independent finance brokers, we work for you and go in to bat for your interests and deliver the cheap car loan rates available. And we’ll handle the paperwork to streamline and simplify the process for you.
For an individual purchasing a motor vehicle, a Secured Car Loan is the most popular form of lending as it offers certainty and your Jade consultant has the flexibility to structure the loan to suit you as far as possible.
Secured Car Loans: Key Features
- Jade car loans are all based on our well-known cheapest interest rates. Your assurance that you are receiving the best offer available.
- Fixed interest rate for the term of the auto loan.
- Monthly repayments are fixed for the term of the loan. Your Jade consultant has the expert negotiating skills to bargain with the banks and our other many lenders, to secure you a monthly repayment figure that fits your budget.
- The term of the loan is fixed. Your Jade consultant will negotiate a loan term that best suits your objectives. With some lenders, the age of the vehicle will have a bearing on how many years the lender will agree to the loan term. But once agreed to, this term is fixed.
- The lender takes security of the automobile against your loan. If you default on payments, the lender has the right to repossess the car to recoup monies outstanding. Once you have finalised all payments, the lender releases this security.
- You have possession and ownership of the car once the loan agreement and sale is finalised and you are responsible for all operating costs including registration, insurance and maintenance.
- You can make additional payments to pay off your car sooner.
- If your financial situation changes, you can pay out the loan in full before the end of the term with minimal ‘break fees’. Break fees refer to the fees charged by the lender when a loan is paid out early. This refers to ‘breaking the loan agreement’. If you are comparing other offers, look closely at this in fine print.
A Jade consultant can answers any questions you have on Secured Car Finance with just one phone call. To quickly secure a great used car deal, ask your Jade consultant for pre-approved finance. We can process your application before you starting car hunting so you are set to sign and seal the deal on the spot.
Not sure how much you can afford? Head to our online car finance calculator for a ballpark repayment figure.
Speak with a Jade Consultant to discuss a secured personal car loan for your motor vehicle. Call 1300 000 003