No Credit Car Loans

Enter the loan amount and loan term on our easy to use car finance calculator to compare the monthly car loan repayments from over 80+ lenders in Australia. Comparing various car loans to help you see how much you can save from each lender.

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Why Use Jade Car Loans?

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Driving cheap interest rates into every car loan

Cheap interest rates are at the very core of our business structure. It’s what defines us, differentiates us and gives you the competitive advantage. We optimise the freedom and the flexibility of our broker status to negotiate hard on interest rates with our strong bargaining power to deliver the cheapest rates for every car loan customer
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Jade Car Loans is your key to a cheaper car loan

Whether you’re a private car buyer or purchasing a business vehicle, using Jade Car Loans as your finance broker is a smart and sensible decision. We’re not constrained by a limited set of loan options like many banks and lenders. Our accreditation with a vast number of banks and lenders broadens our sources to hundreds of loan products. With more choices comes more opportunities to source you the cheapest car loan.
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Reliability, longevity, track record - the broker you can trust

When it comes to your finances, every detail matters. Especially the broker handling your car loan. Well-established and reputable, Jade Car Loans has an impressive track record of performance over our 20 years in the lending sector. A reputation that is your assurance that you’re dealing with a company that is reliable and continues to deliver cheap car loans, year after year, customer after repeat customer. We’re an Australian-owned committed to providing workable, affordable and effective financial solutions so other Australian businesses and individuals can turn their goals into achievements.
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Auto Finance Solutions for Individuals and Businesses with Credit Challenges

Jade Car Loans are leading specialists in auto finance and experts in sourcing great motor finance offers for both individuals and businesses with credit issues. If you have no credit or other credit issues, it does not mean you have absolutely no possibility of securing a car loan.

Even if you have already applied to and had your loan application rejected by banks and lenders, we could source a solution for you. If you do have credit issues, then it is advisable to make a call to Jade Car Loans your first call, not your call of last resort. Many people with credit issues think they have to do it all themselves and persist with applying to lender after lender without success. These multiple loan applications show up on your credit report and may have a negative impact on your credit score.

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Benefits of a Broker

As an experienced car finance broker, we have access to many, many banks and lenders and can canvass their offers for your application, without these multiple applications affecting your credit score.

A call to us is a no-obligation contact and involves a confidential discussion of your financial history so your consultant has a complete understanding of your personal circumstances. You’ll find your Jade consultant is compassionate and understanding, with a determined focus to source you a great motor loan, despite your no credit situation.

All our finance is premised on our cheap car finance interest rate policy. Our negotiating skills and bargaining power enable our consultants to achieve great vehicle loan offers for our customers.

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Car Finance Calculator Australia

Making use of this free calculator Australia is based on the person’s knowledge as well as acceptance that the estimated figure displayed does not suggest a finance quote; it does not indicate an application for any finance has actually been lodged; it is not an implication that any funding application has been approved. The format of this online calculator does not consider certain details concerning any type of particular individual loan application or any kind of lender fees and costs. It is formatted to produce a general outcome based on general information and amounts only.

 

After lodging a formal financing application, the quote and payment totals that you may possibly be supplied may differ from the quote calculated by this device.

 

The gadget is not ideal for computations on loans that are established on a rate of interest only basis. The format is simply set up to compound the calculated interest rate for a set period based on the values typed in by the customer.

 

The calculator is not meant as a tool for finance decision making. Users that require finance advice ought to seek out a professional financial expert in relation to their circumstances. To apply for financing as well as get a quote based upon your personal requirements, the individual has to get in touch with Jade and have their specific application assessed by one of our Jade experts.

Personal No Credit Car Loan Options

For ‘no credit’ individuals seeking a car loan the options include:

When working with Jade, all aspects of the process are confidential and we do not disclose your details to other parties or proceed with any stages of the loan application without your approval. You’re in total control of the process while we do the hard work for you.

Your Jade consultant is working for you and only for you. Our sole objective is to get you a great car loan so you can work to achieve your financial goals.

Speak with a Jade Consultant to discuss a no credit car loan solution for you. Call 1300 000 003.

Business No Credit Motor Vehicle Finance Options

For businesses with no credit who are wanting to source finance to purchase a motor vehicle for business use, the options include:

Lender Loan Product Advertised Rate Comparison Rate Monthly Repayment
Jade Car Loan 6.29%Secured 7.33%Comparison $584.04 MONTHLY
NAB Fixed Rate Personal Loan 6.99%Fixed Rate 7.91%Comparison $593.89 MONTHLY
St George Fixed Rate Personal Loan 6.49%Fixed Rate 7.61%Comparison $586.84 MONTHLY
ANZ Fixed Rate Personal Loan 7.49%Fixed Rate 8.18%Comparison $601.00 MONTHLY
Westpac Secured Car Loan 5.99%Fixed Rate 7.20%Comparison $579.84 MONTHLY
CBA Secured Personal Loan 7.50%Fixed Rate 8.20%Comparison $601.14 MONTHLY
Jade
Car Loan
6.29%Secured 7.33%Comparison $584.04 MONTHLY
NAB
Fixed Rate Personal Loan
6.99%Fixed Rate 7.91%Comparison $593.89 MONTHLY
St George
Fixed Rate Personal Loan
6.49%Fixed Rate 7.61%Comparison $586.84 MONTHLY
ANZ
Fixed Rate Personal Loan
7.49%Fixed Rate 8.18%Comparison $601.00 MONTHLY
Westpac
Secured Car Loan
5.99%Fixed Rate 7.20%Comparison $579.84 MONTHLY
CBA
Secured Personal Loan
7.50%Fixed Rate 8.20%Comparison $601.14 MONTHLY

DISCLAIMER: This comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for business finance or any indication that an application has been received or approved. The rates quoted are for business use where the funds are predominately for business use and may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.

We work harder to secure the best rates.

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