To brighten COVID-jaded spirits during lockdown, many turned to the games in Tokyo and what a great show our athletes put on despite the challenging conditions. So much podium action provides plenty to motivate and inspire those back home. While we can’t all be high performance athletes competing on the world stage, we can work towards achieving our PBs. Our personal bests in various aspects of our lives to deliver better outcomes for ourselves.
Take personal finance for example. An area of both business and private life that can have long term positive outcomes when approached in the right way. Consider how strategies used by high performance athletes can be applied to scoring a PB with your car loan. Note how top players and athletes listen to their experts, and their coaches for direction. They set goals and work towards achieving those targets according to a specific plan. And they focus. Rarely do you hear of spontaneous, knee-jerk decisions in training or on the big day. They stick to their game plan and run their race.
When it comes to achieving a personal best car loan, the goal for most car buyers is the cheapest finance deal. The cheapest deal can be linked directly with the cheapest interest rates which then delivers the lowest repayments.
As experts in motor vehicle finance, Jade Car Loans shares motivational tips and strategies to assist buyers in their quest to achieve a PB car loan at the cheapest interest rate.
Engage with an Expert
If you don’t know something, you seek out someone who does to assist. This can be an especially important first step in achieving a cheaper business car loan interest rate. Undertaking the task yourself, on your own, can be time-consuming, confusing and challenging. Jade Car Loans offers a broker-style motor vehicle finance service to both businesses and private car buyers. A service that takes much of the pain out of the game and can deliver those sought-after gains.
Those who do go it alone may need to source and apply to multiple banks and lenders to have enough quotes to compare and make a well-informed decision. Not only is this a time-consuming process, but multiple loan applications can hurt a credit score. An outcome that can be a major setback to future credit applications.
By engaging a specialist loan broker like Jade to handle your game plan, sourcing a quote from across our multiple accredited lenders is completed quickly, effectively and without affecting a credit score.
Checking Out the Competition
Knowing what their up against can be a major driver for athletes. It can drive competitors to perform beyond expectations. In finance, we offer you a lender comparison chart to check out the lending competition. To save you the time of shopping around for loans, simply refer to our Lender Comparison Chart to see what banks and lenders are currently offering on private car loans.
Focus is key to performance and that means avoiding distractions. Jumping in to sign up for say dealer finance or what may appear a ‘too good to be true’ finance deal can lead to a more expensive car loan and long-term pain.
While finance at the point of purchase may appear convenient and easy, it may not be the cheapest deal available. When making such an offer, take at least a moment to contact us or refer to our business car loan calculators to see what better offer we can source for you.
What car you buy can of course affect the car loan, in terms of the price of the vehicle and/or any special offers available. It can also impact the ongoing costs of service and maintenance. Buying popular makes and models can be an indication of what other buyers have identified as good performers and might even direct you to where the best deals are right now.
According to the June sales figures, Toyota was the leading manufacturer with Mazda second, followed by Ford, Kia and Hyundai. SUVs and utes gave dominated the sales figures for some time and the Ford Ranger and Toyota HiLux continued that trend in June for utes. The Mazda CX-5 and Cerato by Kia were also in the top 5 best sellers for the month.
Timing your purchase can deliver cost savings. EOFY and end of model run-outs can present significant discounts on the ticket price.
Enacting Your Game Plan
Planning to plan is not a plan. Enacting a plan is action. So when considering ABN car finance, find your vehicle and set a target for the loan repayments that will work with your budget as a good starting point to brief your Jade consultant. Loan repayments are calculated based on the interest rate and the loan term. A shorter loan term will result in higher repayments but the car will be paid off sooner. Longer loan terms mean lower repayments but more in total interest and a longer time before the debt is cleared.
Use our calculators to see how the price of the cars you are considering may play out in terms of loan repayments. This is a great tool to narrow down the wish list as well as to plan how you would like your loan structured. Be mindful of when you might want to update your vehicle. By timing possible resale time with the loan term, any fees for paying out the loan early may be avoided.
Now it’s time to contact Jade Car Loans and give us your brief. Our consultants swiftly move into action to source the cheapest loan quote or PB, process applications, handle all the negotiations and dealings with the lender and assist you with the paperwork.
A PB car loan can be achieved with our cheap interest rates and sticking to a proven game plan.
Contact Jade Car Loans at 1300 000 003 for a PB quote on private or business vehicle finance.
DISCLAIMER: IN REGARD TO MISREPRESENTATIONS AND ERRORS CONTAINED IN THE MATERIAL AS PRESENTED, LIABILITY IS NOT ACCEPTED. THE DETAILS AND CONTENT IS PROVIDED FOR CAR BUYERS AND INDIVIDUALS AND BUSINESS SEEKING FINANCE PURELY AS GENERAL INFORMATION. THIS IS NOT PROVIDED AS THE ONLY SOURCE OF FINANCIAL INFORMATION. ANYONE THAT CONSIDERS THAT NEED FINANCIAL ADVICE ABOUT THEIR SPECIFIC REQUIREMENTS SHOULD SEEK THEIR OWN FINANCIAL ADVISOR.