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RACQ Car Loans and Business Vehicle Finance

Compare Motorbike Loans & Finance Options From Major Lenders

Enter the loan amount and loan term on our easy to use motorbike finance calculator to compare the monthly motorbike loan repayments from over 40 lenders in Australia. Comparing various bike loans to help you see how much you can save from each lender.

Loan Amount $ Loan Term
Lender Loan Product Advertised Rate Comparison Rate Monthly Repayment
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* The comparison rate displayed is calculated for a loan of $30,000 over 5 years. The results from this calculator should be used as an indication only. Quoted repayments are based on advertised rates and do not include lender fees and charges. Results do not represent either quotes or pre-qualifications for a loan. The specific details of your loan will be provided to you in your loan contract. It is advised that you speak with us so that we can provide you with advice that is tailored to your situation.

RACQ stands for the Royal Automobile Club of Queensland. While this organisation may be a household name in the sunshine state for roadside assistance and other travel services, the full extent of its operations may not be realised widely across Australia.

With nearly 2 million members, this mutual organisation is vast, with operations in membership lifestyle benefits, roadside assistance, travel, insurance, banking, home assistance and car services. The banking side of their business includes transactional banking, savings, personal loans, home loans, car loans and term deposits. RACQ provides online and mobile banking services.

With RACQ Bank very active in the car lending market, Jade Car Loans is accredited with the organisation and our consultants include RACQ when sourcing the cheapest interest rate car finance for our customers.

Car Loan Products

RACQ Bank offers Secured Car Loans with competitive interest rates. Their loans include no deposit finance so you can borrow 100% of the purchase price of the vehicle and they offer flexible options and additional payments which do not attract penalty fees.

Their car loan offering is somewhat defined by its highly competitive fee structure which is clearly displayed on the RACQ Bank website. There is a loan establishment fee which is standard practice with most car finance lenders but there is no ongoing monthly or annual loan fees. In comparison, some lenders do charge a monthly fee on car loan accounts.

The loan terms offered on car loans by RACQ Bank are quite general at up to 7 years for a new car purchase and 5 years for used cars. There is a condition in respect to used cars that the vehicle be no older than 12 years when the loan term expires.

The minimum that RACQ Bank offers for car loans is $3,000 and the maximum is $60,000. Which places many popular makes and models within those limits to achieve a competitive car loan from RACQ Bank.

Another loan option from RACQ which may be attractive to some car buyers is their flexible repayments schedule. While repayments are typically in equal monthly repayments for most of our banks and lenders RACQ offers more. They offer weekly, fortnightly or monthly choices. For that can find it challenging to budget on a monthly basis, those options may be worth considering.

Securing a RACQ Bank Car Loan

If the RACQ Bank car loan sounds like an attractive option for your car purchase, how would you like to proceed with sourcing a quote to compare with other lenders? As RACQ is one of our lenders, your Jade Car Loans consultant can handle the entire process for you and go a few steps further to provide you with additional benefits.

We have provided a handy lender interest rate comparison chart on our home page so you can quickly compare the advertised interest rate and comparison rate that RACQ Bank is currently offering on car loans with Jade Car Loans and a number of our other lenders. To see the estimated loan repayments for each of those interest rates, just enter the amount you are seeking for your car loan and the loan term you would prefer and the system auto-calculates the repayment estimates.

If you want to include a balloon in your loan as RACQ Bank is offering, head to our Car Loan Calculator. You can enter the data around your loan and the RACQ interest rate plus the amount you would like for your balloon and see the results.

If these DIY repayment calculations are meeting with your approval or are at least at a level you would like to pursue further, simply contact Jade Car Loans. We operate as a broker-style lender and with RACQ Bank as one of our lenders, we are ideally positioned to negotiate you a cheap car loan with the bank.

Our total focus is on securing our customers with the cheapest car loans at the best interest rates. So we won’t limit your options only to RACQ Bank. Yes, on your request we can source an offer from them but we can also source other offers on your behalf from some of our other lenders.

We offer more choices to ensure we secure you the cheapest option. More choices which means we’ve done due diligence on your behalf and considered multiple options. RACQ Bank is highly competitive on interest rates and they may be the cheapest offer we secure for you. If so, we can assist you with the paperwork to save you a lot of time and a lot of hassle in securing your car loan.

The Jade Car Loans Advantage

As experts in motor vehicle finance, Jade Car Loans provides a superior service in sourcing and securing better car loan deals at the cheapest interest rates. Our consultants work individually with each of our customers to provide you with the knowledge and confidence that your best interests have been fully addressed and attended to.

For a car loan quote from RACQ Bank, please contact Jade Car Loans on 1300 000 033

28 Nov Today's
best rates
Today's Business Rate
From {{Advertised Rate Only}} %*
Fixed

*The Interest Rate is calculated on a Secured Loan for business use, effective 28/11/2023 and subject to change. WARNING: The interest rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different interest rate.

Today's Consumer Rate
From {{Advertised Rate Only}} %
Fixed
Comparison Rate
From {{Comparison Rate Only}} %**
Fixed

**The Comparison Rate is calculated on a Secured Loan of $30,000 fixed for a term of 5 years, new goods, effective 28/11/2023 and subject to change. WARNING: The Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate.

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